Article 934: Personal insurance contract
1. Under a personal insurance contract, one party (an insured person) is liable for the contractual fee (an insurance bonus) paid by the other party (an insured person) on a one-time basis or you to pay from time to time the contractual amount (insurance amount) in the event of damage to the life or health of the insured person himself or another named citizen (whether insured) The right to receive the insurance amount belongs to the person in favour of whom 2. A personal insurance contract shall be deemed to have been concluded in favour of the insured person unless the contract identifies another person as the beneficiary. The beneficiaries are the heirs of the insured person. An insured person, including a non-insured insured person, may be concluded only with the written consent of the insured person. p can be declared null and void by the insured person ' s claim and, in the event of the death of that person by his heirs ' claim.