Article 937: Consequences of violation of compulsory insurance rules
1. A person to whom compulsory insurance is required by law is entitled, if he or she knows that insurance is not provided, to apply for legal action to enforce it. 2. If the person charged with the obligation of insurance has failed to perform it or has entered into an insurance policy under conditions that make it worse for you In the event of an insurance accident, the annual applicant is liable to the beneficiary under the same conditions as was prescribed by law. 3. Amounts improperly saved by the insured person because he or she failed to comply with this obligation the State bodies exercising oversight in the relevant field of activity shall be liable to the Russian Federation ' s income on the basis of an assessment thereof. In accordance with article 395 of the present Code.