Article 944. Information provided by the insured upon conclusion of the insurance contract

1. When concluding an insurance contract, the insured person is obliged to inform the insured person of the circumstances known to the insured person which are essential for determining the likelihood of an insurance policy. If the circumstances are unknown and should not be known to the insurers, the case and the extent of the possible damage from its occurrence (insurance risk) is recognized as material in any event. 2. If the insurance contract is entered into in the absence of replies, the insurance contract shall be entered into in accordance with the standard form of the insurance contract (insurance policy) or in its written request. Insurer, insurers may not subsequently request termination of the contract or its invalidation on the ground that the circumstances in question are not 3. If, after the conclusion of the insurance contract, it is established that the insured person has provided the insurers with false information concerning the circumstances referred to in paragraph 1 of this article, The insured person is entitled to request that the contract be declared null and void and that the consequences set out in article 179, paragraph 2, of the present Code be applied. In the event that the circumstances that the insured person has not spoken of have already ceased to exist, the insurance contract is invalid.