Article 382. Background and manner of transfer of creditor ' s rights to another person

1. The right(s) under the creditor ' s obligation may be transferred by the creditor to another person under the transaction(s) or may be transferred to another person under the law. 2. The debtor ' s consent is not required for the transfer of the creditor ' s rights to another person, unless otherwise provided by law or contract. N 212-FZ The contractual prohibition of the transfer of rights of a creditor to another person does not prevent the sale of such rights in accordance with the law on execution and law 3. If the debtor has not been notified in writing of the transfer of the creditor ' s rights to another person, the new creditor bears the risk of the ensuing insolvency. The debtor ' s obligation ceases to be owed to the original creditor prior to notification of the transfer of the right to another person. a creditor and a new creditor are jointly and severally liable to reimburse the debtor, a natural person, for the necessary expenses caused by the transfer of the right if the assignment that incurred such costs was a owl. Other rules for recovery of costs may be provided under securities laws.