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Article 809 Interest on loan contract

📅 Updated: 30.09.2026

1. Unless otherwise provided by law or by a loan agreement, the loanee shall be entitled to interest from the borrower on the loan in the amount and in the manner specified by the contract. In the contract, the amount of interest on the loan is determined by the key rate of the Bank of Russia in effect during the respective periods. may be set in a contract with a percentage of the annual fixed value, applying a percentage of the annual rate, the amount of which may vary according to the above. 3. In the absence of a change in the variable or in any other way, it is possible to determine the appropriate amount of interest at the time of payment. 4. Interest on loan is paid monthly until the date of repayment inclusive. 4 The loan agreement is assumed to be interest-free, unless it expressly provides otherwise. In cases where: the contract is concluded between citizens, including individual entrepreneurs, for an amount not exceeding 100,000 roubles; the agreement transfers other things to the borrower, not money; 5. Rate of interest on a loan contract concluded between citizens or between a legal person who does not perform a professional activity Consumer loans, and a citizen borrower, twice or more than the interest normally charged in such cases, and therefore excessively burdensome to the extent that 6. In the event of the repayment of an early loan granted at interest rates, the court may reduce the amount of interest normally charged in comparable circumstances. In accordance with article 810, paragraph 2, of the present Code, a loaner is entitled to receive interest on the loan from the borrower, up to and including the date of repayment of the loan in full or in its entirety. Parts.