Article 859: Termination of the bank account contract

1. The bank account contract shall be terminated on the basis of the client ' s application at any time. and the bank may unilaterally refuse to perform the bank account contract by notifying the customer in writing or otherwise provided for by d. The bank account contract shall be deemed to have been terminated two months after the date on which the bank has sent it. In the absence of a two-year period or another contractual bank account The bank may unilaterally refuse to perform a bank account contract by notifying the customer of the transaction of a legal person or individual entrepreneur. This is in writing or in any other manner provided for in the contract if the bank account contract does not provide for the bank ' s waiver of this right. The bank account contract shall be deemed to have been terminated after two months from the date of the bank ' s warning. 3. The bank may terminate the bank account ' s contract. In cases established by law, with the required written notification to the client, the bank account contract is deemed to have been terminated after 60 days from the date the bank sent out to the client. From the day the bank notified the customer of the termination of the bank account to the day when the contract is deemed to have been terminated, the bank is not in the bank the right to carry out transactions in the customer ' s bank account, except for the payment of bank fees, the accrual of interest, if such conditions are contained in the bank account contract, c/ 4. At the request of the bank, the bank account contract may be terminated by the court in the following cases: :: When the amount of money held in the customer ' s account falls below the minimum amount provided for in the banking regulations or the contract, unless such amount is restored to current account 5. The balance of the account shall be paid to the client or, if the account does not operate during the year, unless otherwise provided in the contract. At his direction, shall be transferred to another account not later than seven days after receipt of the relevant written statement of the client, except as provided in article 858 (3) of the present Act. 6. In the event of the failure of the client to report the receipt of the balance of money in the account within sixty days of the bank ' s notification to the customer of the termination of the bank account or the bank ' s failure, within the specified period, to order the client to transfer the amount of the cash balance to another account, the bank is obliged to deposit the money in a special account with the Bank of Russia, The procedure for the opening and running of the bank account, as well as the procedure for the transfer and return of funds from which the Bank of Russia has established, is set out in the case of termination of the foreign bank account. The bank is required to sell foreign currency and, in the event of termination of the contract, the bank account in precious metals is required to sell precious metal at the rate established. On the day of the sale of foreign currency and/or precious metal, this bank transferred the money in Russian currency to the specified account at the Bank of Russia. The bank shall, in accordance with the procedure established by the banking regulations, return money in the currency of the Russian Federation in the amount previously transferred by that bank to a special account in the Bank of Russia. The termination of the bank account contract is the reason for the closure of the customer ' s account.