Article 931. Insurance of liability for injury

1. Under the liability risk insurance contract for obligations arising from the injury to the life, health or property of others, the risk of liability itself may be insured 2. A person whose risk of liability for injury is insured shall be identified in the insurance contract 3. If the person is not named in the contract, the risk of liability of the insured person is considered to be insured. A contract is concluded in favour of the insured person or other person responsible for causing the injury, or the contract does not specify who is responsible for the injury. 4. In cases where liability for damage is insured because it is compulsory and in other cases provided for by law or contract Acquiescing such liability, the person to whom the insurance contract is deemed to have been issued is entitled to claim damages directly to the insurers within the insurance amount You.