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Article 962. Reduction of the loss from the insurance case

📅 Updated: 30.09.2026

1. In the event of an insurance case under the property insurance contract, the insured person is obliged to take reasonable and accessible measures in the circumstances in order to reduce the possibility of In taking such measures, the insured must follow the instructions of the insurers if they are notified to the insured. 2. Costs in order to reduce the damages to be paid by the insurers if: Such costs have been necessary or have been incurred to comply with the instructions of the insurers and must be reimbursed by the insurers, even if the measures have not been successful. 3. The insured person shall be exempt from the benefit of the insurance in proportion to the insurance value, irrespective of the fact that, together with the compensation for other losses, they may exceed the insurance amount. Damage caused by the insured person ' s deliberate failure to take reasonable and accessible measures to mitigate possible losses.